J&K Bank PO Recruitment 2026 – Apply Online for 343 Probationary Officer Posts, Last Date 26 November 2026 OPEN

J&K Bank PO Recruitment 2026 – Overview

J&K Bank PO Recruitment 2026 – Quick Summary (In Simple Words)

Jammu & Kashmir Bank needs 343 Probationary Officers – 323 in Jammu & Kashmir and 20 in Ladakh. Any graduate can apply, but only candidates who are domiciles of J&K or Ladakh are eligible, and a valid domicile certificate is compulsory. The age limit is 20 to 30 years as on 01 January 2026. Selection is done in three stages – Prelims, Mains and Interview – and the online exams are conducted by IBPS. A Probationary Officer starts at a basic pay of Rs. 48,480 per month, with a probation period of two years and a service bond of Rs. 2 lakh. You can apply online only, from 07 November to 26 November 2026, through the Careers section of jkb.bank.in. Read the official notification carefully before you apply, because the exam dates have not been announced yet.

J&K Bank PO Recruitment 2026 – Important Dates

J&K Bank PO Recruitment 2026 – Vacancy Details

A total of 343 Probationary Officer posts are available – 323 in the Union Territory of Jammu & Kashmir and 20 in the Union Territory of Ladakh. The bank has released separate notifications for J&K and Ladakh, so apply under the notification of the Union Territory where you hold domicile.

Reservation for J&K Bank PO Posts (J&K)

Reservation for the J&K posts is given as per the Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time.

J&K Bank PO Recruitment 2026 – Eligibility Criteria

Before applying, read the eligibility conditions carefully. If you do not meet any one condition, your application can be rejected at the document verification stage.

Educational Qualification and Domicile

Age Limit (as on 01 January 2026)

Age Relaxation (J&K Posts)

J&K Bank PO Recruitment 2026 – Application Fee

The fee must be paid online between 07 November and 26 November 2026. The fee is non-refundable, and bank transaction charges, if any, will be paid by the candidate.

J&K Bank PO Recruitment 2026 – Selection Process

The selection process for Probationary Officer has three stages, and the online examinations are conducted by IBPS. Document verification is done before the provisional appointment.

1. Preliminary Examination: 100 questions, 100 marks, 60 minutes. Candidates shortlisted up to 10 times the number of vacancies in each category will appear for the Mains examination.
2. Mains Examination: Objective test of 200 marks plus a descriptive paper of 25 marks. Candidates shortlisted up to 3 times the number of vacancies in each category will be called for interview.
3. Interview: 100 marks. The minimum qualifying marks in the interview are 40% for General category candidates and 35% for reserved category candidates.

The final merit list is prepared with 80% weightage for the Mains examination and 20% for the Interview. A reserve list of up to 50% of the vacancies in each category is also drawn, valid for one year from the date of publication of the selection list. In case of equal scores, the older candidate is placed higher in the merit order.

J&K Bank PO Prelims Exam Pattern 2026

The Prelims examination has 100 questions for 100 marks in 60 minutes. Candidates must qualify in each section and meet the minimum aggregate qualifying marks of 40% for General category and 35% for reserved category candidates, subject to overall merit. One-fourth of the marks assigned to a question is deducted for each wrong answer.

J&K Bank PO Mains Exam Pattern 2026

The Mains examination has an objective test of 170 questions for 200 marks in 160 minutes, and a descriptive paper of 2 questions for 25 marks in 30 minutes. The descriptive questions are on essay and comprehension and may cover economic and social issues, banking and technology trends, current events and ethics.

J&K Bank PO Salary 2026

A Probationary Officer joins in the Junior Management Grade Scale-I. The starting basic pay is Rs. 48,480 per month in the pay scale of Rs. 48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920, plus other perks applicable to the grade as per the bank’s rules. Selected candidates must join within 45 days of the provisional appointment letter. A Probationary Officer remains on probation for two years, and confirmation depends on satisfactory performance and conduct and on passing an evaluation examination during probation, with minimum qualifying marks of 40% for General category and 35% for reserved category candidates. At the time of joining, candidates must execute a bond of Rs. 2 lakh to serve the bank for a minimum period of two years. Selected candidates must also remain posted in the zone initially allotted to them for a minimum period of five years.

How to Apply Online for J&K Bank PO Recruitment 2026

Applications are accepted online only, from 07 November to 26 November 2026. Registration is complete only when the fee is successfully paid online. Follow these steps.

1. Open the official J&K Bank website, jkb.bank.in, and go to the Careers tab.
2. Open the Probationary Officer recruitment notification for your Union Territory (J&K or Ladakh) and read it fully.
3. Click the online application link and select the registration option.
4. Enter your personal details, mobile number and email address, and note your provisional registration number and password.
5. Fill in your educational, domicile and category details carefully. Enter your graduation percentage correctly.
6. Upload your photograph, signature, left thumb impression and handwritten declaration in the given size and format, and capture your live photograph when asked.
7. Upload the required documents in PDF format, each file not more than 500 kb.
8. Preview the completed application form and verify all details. No change of category is allowed after registration.
9. Pay the application fee online (Debit Card, Credit Card, Internet Banking, IMPS, Cash Card or Mobile Wallet) and save the e-Receipt.
10. Submit the application before 26 November 2026 and take a printout of the system generated application form for future reference.

Note: Do not wait for the last date. The portal can become slow on the last day because of heavy traffic. Apply early and keep your registration number safe.

Documents Required for J&K Bank PO Recruitment 2026

• Passport Size Photograph – 200 x 230 pixels, 20 kb to 50 kb, recent colour photo on a light background
• Signature – 140 x 60 pixels, 10 kb to 20 kb, signed on white paper with black ink
• Left Thumb Impression – 240 x 240 pixels, 20 kb to 50 kb
• Handwritten Declaration – 800 x 400 pixels, 50 kb to 100 kb, written in English on white paper with black ink
• Live Photograph – captured through webcam or mobile phone during registration
• Class 10 Certificate (Marksheet or Passing Certificate) – for date of birth proof
• Graduation Certificate (Degree or Consolidated Marksheet)
• Domicile Certificate of the Union Territory of Jammu & Kashmir or Ladakh
• Category Certificate – SC / ST / SEBC / EWS, if applicable
• Disability Certificate – if applicable
• Apprenticeship Completion Certificate – if applicable
• Ex-Servicemen Certificate – if applicable
• Mobile Number and Email ID – active and in use

Documents must be uploaded in PDF format, and no single file should be more than 500 kb. Keep the original documents ready for verification before the provisional appointment.

J&K Bank PO Recruitment 2026 – Key Highlights

• Total 343 Probationary Officer posts – 323 in Jammu & Kashmir and 20 in Ladakh.
• Only graduates can apply, and only domiciles of J&K or Ladakh are eligible.
• Age limit is 20 to 30 years as on 01 January 2026, with relaxation for reserved categories as per rules.
• Starting basic pay is Rs. 48,480 per month in the Junior Management Grade Scale-I.
• Selection in three stages – Prelims, Mains and Interview – conducted by IBPS. Final merit is 80% Mains and 20% Interview.
• Application fee is Rs. 1,000 + GST for SC/ST/SEBC/PwBD and Rs. 1,200 + GST for all other candidates.
• Probation period is two years, with a service bond of Rs. 2 lakh for two years.
• Selected candidates must remain in the zone initially allotted to them for a minimum of five years.
• Exam dates have not been announced yet – check the Careers section of jkb.bank.in regularly.
• Apply only through the official website jkb.bank.in. Beware of touts and agents who ask for money.

Common Mistakes While Applying

• Applying without domicile: Only domiciles of J&K or Ladakh are eligible. Candidates from other states cannot apply for these posts.
• Applying under the wrong notification: There are separate notifications for J&K and Ladakh. Apply under the notification of the Union Territory where you hold domicile.
• Wrong graduation percentage: Enter your graduation percentage correctly to two decimals. CGPA or OGPA holders must convert it as per university rules and keep the conversion certificate ready.
• Uploading unclear photo or signature: If the photograph, signature, left thumb impression or handwritten declaration is unclear or smudged, the application can be rejected.
• Not paying the fee: Registration is complete only after successful fee payment. A form without fee payment is not registered.
• Changing category later: No change of category is allowed at any stage after registration. Fill the category carefully.
• Waiting for the last date: The portal can slow down on 26 November 2026. Apply early.
• Paying money to agents: Apply only through the official website jkb.bank.in. Do not pay money to any agent or tout for this recruitment.

Other Live J&K Bank Recruitment 2026

Along with the Probationary Officer recruitment, J&K Bank has also released the Banking Associate (Clerk) recruitment with the same application window. Check it if you are eligible.

FAQs – J&K Bank PO Recruitment 2026

Q1. How many posts are available in J&K Bank PO Recruitment 2026?
There are 343 Probationary Officer posts – 323 in the Union Territory of Jammu & Kashmir and 20 in the Union Territory of Ladakh, under Notification No. JKB/HR/Rectt/2026-492, dated 07 November 2026.

Q2. What is the last date to apply for J&K Bank PO Recruitment 2026?
The last date to apply online and pay the fee is 26 November 2026. Online applications started on 07 November 2026.

Q3. What is the qualification for J&K Bank PO Recruitment 2026?
Candidates must have a graduation degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government or UGC, as on the last date of registration, 26 November 2026.

Q4. What is the age limit for J&K Bank PO Recruitment 2026?
The age limit is 20 to 30 years as on 01 January 2026. Candidates must have been born not earlier than 01 January 1996 and not later than 01 January 2006. Age relaxation is given to SC (5 years), ST (5 years), SEBC (3 years) and PwBD (10 years) candidates as per the rules.

Q5. Who can apply for J&K Bank PO Recruitment 2026?
Only candidates who are domiciles of the Union Territory of Jammu & Kashmir (for J&K posts) or the Union Territory of Ladakh (for Ladakh posts) can apply. A valid domicile certificate is compulsory.

Q6. What is the application fee for J&K Bank PO Recruitment 2026?
The fee is Rs. 1,000 plus GST for SC, ST, SEBC and PwBD candidates, and Rs. 1,200 plus GST for all other candidates. The fee must be paid online between 07 November and 26 November 2026 and is non-refundable.

Q7. What is the selection process for J&K Bank PO Recruitment 2026?
Selection is done in three stages – Preliminary Examination, Mains Examination and Interview – and the online examinations are conducted by IBPS. Candidates shortlisted up to 10 times the vacancies in Prelims appear for Mains, and up to 3 times the vacancies in Mains are called for interview. The final merit list uses 80% weightage for Mains and 20% for Interview.

Q8. What is the salary of a J&K Bank Probationary Officer?
A Probationary Officer starts at a basic pay of Rs. 48,480 per month in the pay scale of Rs. 48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920, in the Junior Management Grade Scale-I, plus other perks as per the bank’s rules.

Q9. When will the J&K Bank PO exam be held?
The examination dates have not been announced yet. The admit card, examination schedule and result dates will be notified separately on the Careers section of the official website, jkb.bank.in. Keep checking the website regularly.

Q10. Where can I apply for J&K Bank PO Recruitment 2026?
You can apply online only through the official J&K Bank website, jkb.bank.in. Open the Careers tab, read the Probationary Officer notification for your Union Territory, and complete the online registration and fee payment before 26 November 2026.