RBI Grade B Phase 2 Cut Off 2026 Out: Category-wise Marks

RBI Grade B Phase 2 Cut Off 2026 Out — Category-wise Phase 2 & Final Cut Off

Important Dates — RBI Grade B 2026

• Phase 2 Exam (General): 25 July 2026
• Phase 2 Exam (DEPR and DSIM): 26 July 2026
• Phase 2 Result: 22 August 2026 (127 roll numbers shortlisted for the General interview, as per the reference page)
• Interview Period: September to October 2026
• Final Result (General Cadre): 15 October 2026
• Scorecard and Cut Off Release: 29 October 2026

Phase 2 Cut Off vs Final Cut Off — Simple Explanation

• Phase 2 cut-off (out of 300): The minimum aggregate score needed to be called for the interview
• Final cut-off (out of 375): The score of the last candidate who got selected, after adding the interview marks (75)
• Phase 1: Only qualifying. Its marks are not added to the final merit
• For the General category, the final cut-off (241.25) is 55.25 marks higher than the Phase 2 cut-off (186.00). This gap shows how much interview performance can matter for the last selected candidate
• A candidate with a Phase 2 score just above the cut-off needs a very strong interview to reach the final cut-off. A candidate with a much higher Phase 2 score needs fewer interview marks
• Each category has its own cut-off, so compare yourself only with your own category

What Does the Year-wise Trend Tell You?

• From 2022 to 2025, the General Phase 2 cut-off stayed in a narrow range of about 169 to 173.5. In 2026, it jumped to 186.00
• The SC and ST cut-offs saw the biggest rise in 2026 (about +18 and +17 marks over 2025)
• The EWS cut-off rose the least (+5.00) compared to 2025
• A higher cut-off usually means that candidates performed well in Phase 2, or that fewer candidates were called for the interview for the number of vacancies
• This year only 127 roll numbers were shortlisted for the General interview, as per the reference page. With a small interview group, the cut-off tends to rise
• For your next attempt, aim for a Phase 2 score well above 186 if you are in the General category, so that you have a safe margin

What Affects the RBI Grade B Phase 2 Cut Off?

• Number of vacancies: More posts allow more candidates to be called for the interview. This year the notified vacancies were 60 in total (General 40, DEPR 10, DSIM 10)
• Difficulty of the papers: Especially the descriptive English paper and the subject papers
• Overall performance of candidates: Higher average scores push the cut-off up
• Category-wise competition: Each category has its own cut-off
• Number of candidates called: If RBI calls a smaller group for the interview, the cut-off is usually higher

Selection Process — Quick Reminder

• Phase 1 (Prelims): Qualifying in nature
• Phase 2 (Mains): 300 marks — three papers as shown above (General stream)
• Phase 3 (Interview): 75 marks
• Final selection: Based on the combined score of Phase 2 and the interview, out of 375
• Sectional cut-off: The sources we reviewed say the published cut-off marks are aggregate marks out of 300. Paper-wise minimum qualifying marks are not available in the published figures
• The paper structure for DEPR and DSIM is different and is not covered in this article

How to Check RBI Grade B Phase 2 Cut Off 2026 (Step by Step)

1. Visit the official RBI website rbi.org.in
2. Scroll to the bottom of the page and click on “Opportunities@RBI”
3. Click on “Current Vacancies” and then “Results”
4. Open the notice for the marksheet and cut-off marks of the RBI Grade B Phase II Exam 2026
5. Enter your roll number and date of birth if asked, to view your marksheet
6. Check the category-wise cut-off marks and download the document for reference
7. You can also use the direct cut-off page: RBI Grade B Phase 2 cut-off page

How to Use the Cut Off for Your Next Attempt

• Step 1: Open your scorecard and note your marks in each paper and your total
• Step 2: Compare your total with the Phase 2 cut-off of your category. Find the gap
• Step 3: If the gap is small, work on your weakest paper. If it is large, plan a full revision
• Step 4: Set a target of 15 to 20 marks above the cut-off, because cut-offs can change from year to year
• Step 5: Prepare for the interview early, because it can add or remove up to 75 marks
• Step 6: Join test series and practise answer writing for Phase 2
• Remember that this year’s cut-off is higher than the past four years. Plan for a tougher competition next time

Paper-wise Preparation Tips

• Paper I — Economic and Social Issues: Read about the Indian economy, growth, inflation, poverty, employment, government schemes and social issues. Follow the Economic Survey, Union Budget and reliable newspapers
• Paper II — English (Writing Skills): Practise essays, précis and comprehension. Focus on clear points, simple language, correct grammar and good time management
• Paper III — Finance and Management: Revise the financial system, banking, markets, regulators and basic management concepts. Read RBI reports and policy statements
• Practise writing answers by hand within the time limit
• Take full-length mock tests for Phase 2 and review them with a mentor or a friend
• Keep short notes for revision in the last month

Interview Preparation Tips (75 Marks)

• Prepare your profile — education, work, hobbies and reasons for joining the RBI
• Revise topics on economy, banking, monetary policy, financial inclusion, digital payments and RBI’s role
• Follow current affairs and read about recent RBI policy decisions
• Practise speaking clearly and honestly. If you do not know an answer, say so politely
• Do two or three mock interviews and get feedback
• Keep your documents ready and dress neatly
• Remember that the gap between the General Phase 2 cut-off and the final cut-off is 55.25 marks. A strong interview can make a big difference

Common Mistakes to Avoid

• Comparing your marks with another category’s cut-off
• Using the General Cadre cut-off for DEPR or DSIM streams
• Believing unofficial cut-off numbers on social media instead of the official RBI page
• Depending only on Phase 1 preparation. Phase 2 and the interview decide the final merit
• Ignoring English writing practice, since Paper II needs regular writing
• Leaving interview preparation for the last week

Important Warnings

• Use only the official RBI website for cut-offs, scorecards and results
• Do not trust anyone who promises “sure selection” or “marks increase”. RBI never takes money for selection
• Do not share your roll number or date of birth with unknown persons
• If any detail in this article differs from the RBI website, the RBI website is final
• This article is based on the reference page and the official cut-off details reported on 30 October 2026. The comparison with earlier years is taken from the reference page and should be verified from RBI notices

RBI Grade B Phase 2 Cut Off 2026 — FAQs

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